Wednesday, 18 November 2015

Manage your household budget

ask yourself-
can I afford to spend on this?
do i spend more than I earn?
what are my goals

list your income and expenses use pen and pencil or spreadsheet

separate needs from wants

separate fix and variable expenditure


save on electricity by switching off when not needed,
save on transportation by sharing,
optimize use of credit cards,


prepare a list before going for shopping.

learn to say no

save money   

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